Aetna has been issuing life insurance policies since 1853 — 173 years of continuous operation. For Elkins residents (average local premium about $35.4/mo), what matters is whether Aetna's strengths match your specific situation. Here's an honest read on where Aetna excels and where another carrier might price better.
About Aetna
Aetna was founded in 1853 as Aetna Life Insurance Company. In 1998 it sold its individual life insurance business to Lincoln Financial Group, and today operates primarily as a health insurer under CVS Health. Aetna remains relevant for supplemental and group life coverage but no longer issues individual whole or term life policies.
What Aetna is best known for
- Group life (via CVS/Aetna)
- Supplemental coverage
Aetna for Elkins's buyer demographics
Elkins's median age is 43.4, and rate classes are set at application — the younger and healthier you apply, the less you pay for every future year of coverage. Aetna's underwriting appetite varies by age bracket and product, so whether they're your best fit is a profile-specific question. Request a quote below and a licensed West Virginia broker will tell you honestly whether Aetna is a strong match or whether a different carrier prices better for your age and health profile.
Compare Aetna against other policy types using our side-by-side tool, or request a free quote below to see Aetna's actual rate for your profile.